Why Johor Bharu?

Johor Bahru (JB) is rapidly emerging as one of Southeast Asia’s most exciting real estate hotspots — and for good reason. Just across the causeway from Singapore, JB offers an unbeatable blend of affordability, lifestyle, and long-term investment potential. With world-class developments like SkyPark Kepler redefining waterfront living, Johor Bahru is attracting discerning homebuyers and investors who want more space, better value, and high-end amenities — without compromising on connectivity.

Seamless Access to Singapore
Connectivity is a game-changer: the upcoming RTS Link (Rapid Transit System) will connect JB’s Bukit Chagar station directly to Singapore’s Woodlands North MRT, slashing cross-border travel time to under 6 minutes. For Singaporeans working across the border or Malaysians commuting to the city-state, this opens up massive lifestyle and investment opportunities. SkyPark Kepler, located just 5km from the RTS station, also offers a free shuttle service to make daily commuting effortless.

The Lifestyle You Want, at a Fraction of the Cost
Whether you’re retiring, upgrading, or investing in your second property, Johor Bahru offers a significantly lower cost of living and higher quality of life compared to Singapore or Kuala Lumpur. Enjoy panoramic sea views, green open spaces, international schools, and access to vibrant malls and medical hubs — all while owning a freehold property in a growing international city.

A Booming Property Market with Strong Growth Prospects
Backed by major infrastructure projects, government initiatives, and rising foreign interest, JB’s property market is positioned for sustained growth. Demand is soaring for well-located, high-quality developments — and prices are still highly attractive. With the RTS, Ibrahim International Business District (IIBD), and Iskandar Malaysia plans in motion, property in JB offers high rental yield potential and long-term capital appreciation.

Finance

Singaporeans can apply for home loans from Malaysian banks. While terms may vary, some banks offer financing up to 90% of the property’s value, especially for applicants under the Malaysia My Second Home (MM2H) program . However, typical loan-to-value (LTV) ratios for foreigners range between 60% and 80%, depending on individual financial profiles and the bank’s policies.

2. Singapore-Based International Property Loans

Several Singaporean banks, such as UOB and CIMB, provide international property loans for properties in Malaysia. These loans are denominated in SGD, offering up to 70% financing with tenures up to 35 years, subject to eligibility criteria.

3. Malaysia My Second Home (MM2H) Program

The MM2H program offers long-term residency in Malaysia and can enhance financing options. Applicants under MM2H may benefit from higher financing margins and more favorable loan terms. Eligibility includes financial requirements such as maintaining a fixed deposit in a Malaysian bank and demonstrating sufficient offshore income.

4. Cash Purchases and Currency Exchange

For those considering cash purchases, it’s important to note that CPF funds cannot be used for overseas property acquisitions . When transferring funds from SGD to MYR, using specialized currency exchange services like Wise can offer better rates and lower fees compared to traditional banks.

5. Regulatory Considerations

Singaporeans owning HDB flats must ensure they have fulfilled the Minimum Occupation Period (MOP) before purchasing overseas properties to comply with HDB regulations .

Escape the city buzz with over 32 acres of lush green parks and a scenic 2.5 km coastal boardwalk. Whether you enjoy morning jogs, sunset strolls, or yoga by the water, SkyPark Kepler lets you reconnect with nature without leaving home. Dive into relaxation with multiple swimming pools, including an infinity pool with panoramic sea views, a kids’ splash zone, and a jacuzzi deck. It’s the perfect setting to unwind or entertain. Stay active with state-of-the-art indoor and outdoor gyms, a yoga deck, cycling paths, and even a reflexology trail. Wellness is integrated into every corner of the development. Families will love the children’s playground, childcare centre, and multi-purpose halls ideal for hosting events or celebrating milestones. There are safe, fun, and enriching spaces for every age. With 16 retail units on-site and proximity to major malls like Mid Valley Southkey and KSL City, residents have easy access to dining, shopping, and daily essentials — just an elevator ride away.

Step into the epitome of modern luxury at SkyPark Kepler, where each residence is meticulously designed to offer both elegance and functionality. Fully furnished units feature high-end appliances, ensuring comfort and style in every corner. The integration of smart home technologies allows residents to effortlessly control lighting, climate, and security systems, enhancing daily living with convenience and peace of mind. Spacious layouts, ranging from 463 to over 2,200 sq ft, are accentuated by floor-to-ceiling windows that flood the interiors with natural light and offer panoramic views of the Johor Straits. Whether you’re a young professional, a growing family, or an investor, SkyPark Kepler’s thoughtfully crafted interiors provide a sanctuary that harmoniously blends luxury with intelligent design.

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